When it comes to money, many of us wish we could spend less and save more.
In fact, it's one of the most popular New Year's resolutions.
We’re taking a look at how we can make sure that money doesn't burn a hole in our pocket and improve our overall financial fitness.
"When we liken this to our personal fitness the first thing I have to do is look in the mirror." Vice President and Private Client Manager at Busey Bank, Katherine Wills, said.
She says taking a hard look at your assets is the first step and most people are amazed to find out what they actually have.
"Sometimes it's hard for people just to start to address these big topics that are kind of looming out there...the ones that wake us up at 2:00 in the morning." Wills explained.
She says once you've determined what you have the next step is outlining where you want to go and start investing in your future.
"If you are employed, invest in your 401k in your company that's a way to painlessly start the process." Wills said.
Wills says it's never too early to start saving and that can mean starting small as little as $25 a paycheck or as she puts it a latte a day.
"That can become your IRA contribution and that's real money, so do the math on that." Wills said.
At any stage, Wills recommends taking your priorities to a financial advisor whether it's preparing to buy your first home, footing the bill for your children's education, planning that trip of a lifetime, or even estate planning. Wills says calling in that help of a professional can set you up for success.
"Pay attention when you speak with that person do they listen? Do they ask you questions? Do they really seem genuinely caring about your personal situation?"
Wills also suggests using an online financial calculator regularly.
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